OmniAccount vs Greenlight
Family finance that doesn't
stop at the kids.
Greenlight is great for teaching kids about money. But what about your finances? OmniAccount gives the whole family control—including you.
Greenlight solved the kids problem
Greenlight pioneered controlled debit cards for kids. If you're using it, your kids probably have:
- ✓ Debit cards that you control—spending limits, merchant controls, real-time alerts
- ✓ Automated allowance that teaches consistency and expectations
- ✓ Chore tracking that connects work to earnings
- ✓ Savings goals with interest (if you set it up) to teach compound growth
But Greenlight left the parents behind:
- ✗ No budgeting for you. Kids have spending controls. You... check Mint? Hope for the best?
- ✗ No financial visibility. You can't see your bank accounts, investments, or net worth in Greenlight. It's a kid tool.
- ✗ No parent cards. Your kids have spending limits that actually work. You have... willpower?
- ✗ Kids age out. When your teen turns 18, Greenlight is done. Where do they go? Where do you go together?
What if parents got the same controls?
OmniAccount applies Greenlight's model to everyone. Kids, teens, parents—the whole family, one platform.
For the Kids
Cards with spending limits, category controls, and real-time notifications—everything Greenlight does well. Parents approve, kids spend within bounds.
For the Parents
The same card controls, but for your budgets. Groceries card, entertainment card, each with enforced limits. Plus full bank aggregation and net worth tracking.
For the Family
One platform, one login, one source of truth. See where money goes across the whole household. Set family budgets that everyone contributes to.
For the Future
Kids grow up. Their accounts gain autonomy. Teens become adults with their own budgets. No switching platforms, no starting over. One system, growing with your family.
Feature Comparison
What each platform offers for families.
Greenlight
Kids & Teens
- ✓ Kids debit cards
- ✓ Spending limits
- ✓ Category controls
- ✓ Purchase alerts
- ✓ Custom card designs
- ~ Investing (Max plan)
For Parents
- ✗ Adult budget cards
- ✗ Bank aggregation
- ✗ Net worth tracking
- ✗ AI insights
Family
- ~ Kids dashboard only
- ✗ Shared budgets
- ✗ Stops at 18
Pricing
$5.99-14.99/mo
Kids only
OmniAccount
Kids & Teens
- ✓ Kids debit cards
- ✓ Spending limits
- ✓ Category controls
- ✓ Purchase alerts
- ✗ Custom card designs
- ~ Investing (Roadmap)
For Parents
- ✓ Adult budget cards
- ✓ Bank aggregation
- ✓ Net worth tracking
- ✓ AI insights
Family
- ✓ Full family dashboard
- ✓ Shared budgets
- ✓ Grows with family
Pricing
$14.99/mo
Founding: $9.99/mo forever
| Feature | Greenlight | OmniAccount |
|---|---|---|
| For Kids & Teens | ||
| Debit cards for kids | ✓ | ✓ |
| Spending limits | ✓ | ✓ |
| Merchant/category controls | ✓ | ✓ |
| Real-time purchase alerts | ✓ | ✓ |
| Automated allowance | ✓ | ✓ |
| Custom card designs | ✓ | ✗ |
| Investing for teens | Max plan | Roadmap |
| For Parents | ||
| Budget cards for adults | ✗ | ✓ |
| Bank account aggregation | ✗ | ✓ |
| Adult budgeting tools | ✗ | ✓ |
| Net worth tracking | ✗ | ✓ |
| Investment tracking | ✗ | ✓ |
| AI spending insights | ✗ | ✓ |
| Subscription management | ✗ | ✓ |
| Family-Wide | ||
| Family overview dashboard | Kids only | Everyone |
| Shared family budgets | ✗ | ✓ |
| Adult-to-adult collaboration | ✗ | ✓ |
| Grows to adulthood | Stops at 18 | Continues |
| Pricing | ||
| Base plan | $5.99/mo (Core) | $14.99/mo |
| Premium features | $9.99-14.99/mo | All included |
| Founding member price | — | $9.99/mo forever |
| Includes adult tools | ✗ | ✓ |
Which is right for your family?
Different platforms for different priorities.
Stick with Greenlight if...
- • Your main goal is financial education for young kids (under 12)
- • You want gamification features like chores and visual rewards
- • You're happy managing your own finances in a separate app
- • Your kids love their custom card designs
- • You only need kid cards, not your own budget enforcement
Choose OmniAccount if...
- ✓ You want the same spending controls the kids have—for yourself
- ✓ You're tired of juggling separate apps for kids vs. adult finances
- ✓ You want to see your whole financial picture in one place
- ✓ Your kids are aging out and you need a platform that grows with them
- ✓ You want AI that finds savings, not just tracks spending
The Greenlight graduation problem
Greenlight parents often face a frustrating moment: their kid turns 18, and Greenlight is done. Now what?
With Greenlight:
- • Kid moves to a regular bank account
- • No more spending controls or oversight
- • Family financial connection severed
- • Start over with a new app for their adult life
With OmniAccount:
- • Account transitions to adult mode
- • They choose their own control level
- • Can stay connected to family budgets (or not)
- • Same platform, same knowledge, new autonomy
Frequently Asked Questions
What's the difference between OmniAccount and Greenlight?
▾
Greenlight focuses exclusively on kids and teens—debit cards, allowance, and financial education. OmniAccount extends that model to the whole family: kids get controlled cards, but parents also get budgeting tools, bank aggregation, and their own enforced spending controls.
Is Greenlight better for kids than OmniAccount?
▾
Greenlight has more gamification features designed specifically for young children—chores, savings goals with visual rewards, and custom card designs. If your primary goal is financial education for elementary-age kids, Greenlight may be a better fit. For families who also want adult finance tools, OmniAccount covers both.
Can OmniAccount replace Greenlight?
▾
For most families, yes. OmniAccount provides kids' cards with spending controls, parental oversight, and real-time notifications—the core features families use Greenlight for. Plus parents get budgeting, bank aggregation, and AI optimization for their own finances.
What happens when kids outgrow Greenlight?
▾
This is a common frustration. When kids turn 18, they need to move to an adult financial platform. OmniAccount grows with your family—as kids become adults, their accounts simply gain more autonomy. No switching platforms, no learning new systems.
Does OmniAccount have allowance?
▾
Yes, automated allowance is available. You can set up recurring transfers to kids' wallets on any schedule, and manually approve bonus payments anytime.
What about investing for teens?
▾
Teen investing is on our roadmap. Greenlight's Max plan offers custodial investing today. If that's your primary need and you don't care about adult finance tools, Greenlight Max may be the better choice until we launch this feature.
Ready for family finance that includes you?
Join the waitlist for early access. Founding members lock in $9.99/month forever.
Be first in line when we launch.